Don’t pay late charges

Charles Arthur relays the suggestion that youshouldn’t pay late charges on bank accounts or credit cards. Hmm. I’ve not had one of these for a while, but as he says, it is an unreasonable amount of money over time.

Anyone want my job?

iMPOWER have got the headhunters in to try to replace me. They’ve called three of my clients already…

Choice in public services

Choice in public services is an Audit Commission report that suggests that people would like some element of choice in public services, but aren’t willing to pay for it. Plus ca change.